The maths most portals hide.

Singapore property has more rules than a NS book-out form. We bake them into the listings, but here they are as standalone tools.

1. 01

   HFE and TDSR calculator

   Pre-fill any listing price. Get HDB Flat Eligibility, TDSR, MSR, and the 4.0% stress-test result in one screen. CPF and ECHG included.

   Open the tool →
2. 02

   Launch vs resale comparator

   Every active new launch pitted against resale within 800m. PSF gap, projected rental yield, TOP timeline, opportunity cost of waiting.

   Open the tool →
3. 03

   CPF housing usage

   Project how much CPF Ordinary Account you can use against this exact lease tenure. Includes Basic Retirement Sum withdrawal limit at 55.

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4. 04

   Lease decay graph

   Bala's table applied to any HDB. Resale price ceiling at each remaining-lease milestone. Compare to amortisation horizon.

   Open the tool →