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by the year.
Chope is where Singapore agents pay per push, owners verify their own deed with Singpass, and buyers get pinged when their wishlist matches. Resale only. No ghost listings.
Four ways the legacy portals lie to you.
Hidden remaining lease
An HDB with 47 years left is shown the same way as one with 92. The bank finds out before the buyer does.
Reddit r/singapore, r/singaporefi: lease decay is the most consistent buyer pain in HDB resale threads.
Ghost and duplicate listings
Agents post fishing units that have already sold, to bait phone numbers. Then they call you about a different flat.
Darius Cheung, CEO 99.co (2023): "Fake listings are a huge problem, not only is it annoying and dangerous for consumers, it is also a massive productivity sink for property agencies and portals."
Subscription tax on agents
A part-time agent pays S$1,948 a year before listing a single unit. A platinum agent pays S$34,322.
PropertyGuru 2026 published rates. Top-up credits cost S$0.98 to S$1.74 each, and boosts cost 100+ credits per listing per week.
Hidden bias filters
Race and nationality preference filters silently disappear 30 to 50 percent of inventory. You only find out at viewing.
Singapore renter and buyer threads, repeatedly: the filter is hidden, the discrimination is real, and the portal does not enforce CEA's own guidelines.
See who is looking at your block right now.
Most owners list and pray. On Chope, demand-supply is public per block. If 22 buyers are searching D15 Joo Chiat 4-rooms and only 1 is listed, the price is your power.
Open the full heatmapDon't search. Get pinged.
Post what you actually want: high-floor 4-room in Toa Payoh under S$780k, school catchment for Marymount. Owners and agents with a matching unit ping you. You stay anonymous until you reply.
113 listings where the seller proved title with Singpass.
The units thinking about selling.
Owners who plan to list in three, six, or twelve months can flag their unit privately. Agents with a buyer for that exact stack can request an intro. The market knows what is coming.
Open the shadow boardFind out if you can afford it before the agent calls back.
HDB Flat Eligibility (HFE), Total Debt Servicing Ratio (TDSR), Mortgage Servicing Ratio (MSR), and the 2026 stress-test rate of 4.0% are baked into every listing. The number you see is the number you can actually borrow.
Open the full calculatorCan you actually afford it?
Stop paying for slots you do not use.
A bronze tier on the incumbent costs S$1,948 a year even if you list one flat. Chope charges per push, per boost, per AI walkthrough. If you close nothing in March, you spend nothing in March.
The S$420 PSF gap most buyers never see.
New launches command a premium. Sometimes 18%. Sometimes 41%. Our comparator pits every active launch against the median PSF of comparable resale within 800m, and shows projected gross rental yield against the next 12-month TOP timeline.
Open the launch comparatorFive photos in. One TikTok walkthrough out.
Upload the listing photos you already have. We assemble a 28-second vertical walkthrough with native voice-over in English, Mandarin, Malay, or Tamil. One token. Ready before you finish your kopi.
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